Author Archives for Margaret Yu

5 Questions to Ask Friends & Family Instead of “How Was Your Day?”

in Money Management

November is Financial Literacy Month. Instead of the usual “How was your day?”, I would invite you to ask your friends and family a bold and fun question about money to deepen your relationship. Some example questions to ask are: 1) If you won the lottery and money is no longer...

Become a Couponer Extraordinaire!

in Money Management

I have effectively lowered my grocery bills by keeping a stash of coupons and regularly using them. Step 1: Finding your Coupons On the product – these sticker coupons are on the item/product. Be kind and only take the coupon off when you are checking out and purchasing the item(s)....

4 Ways to Curb Your Impulse Spending

in Money Management

If you have ever come to our Budgeting or Consumerism classes, you know that impulse buying is seeing something and wanting it so much you decide to buy it right then and there, even though you had no plan to buy it.  It is making a purchase without thinking about...

Five Reasons to Save Today

in Money Management

5. For Yourself & Your Family Something like sickness can cause a lot of money stress in our lives. Perhaps it is not us that is sick but a family member or loved one who is and we need to take time off to care for him or her. Sickness...